*{box-sizing:border-box;margin:0;padding:0}
body{font-family:"Noto Sans TC","PingFang TC","Microsoft JhengHei",system-ui,sans-serif;color:#1f2933;line-height:1.7;background:#fff}
.wrap{max-width:1080px;margin:0 auto;padding:0 24px}
header{position:sticky;top:0;background:#fff;border-bottom:1px solid #e5e9f0;z-index:10}
nav{display:flex;justify-content:space-between;align-items:center;height:64px}
.logo{font-weight:700;font-size:20px;color:#0b3d66}.logo span{color:#c9932b}
nav ul{display:flex;gap:24px;list-style:none}nav a{color:#334;text-decoration:none;font-size:15px}
.hero{background:linear-gradient(135deg,#0b3d66,#145a8d);color:#fff;padding:96px 0}
.hero h1{font-size:40px;margin-bottom:16px}.hero p{font-size:18px;opacity:.9;max-width:640px}
.btn{display:inline-block;margin-top:28px;background:#c9932b;color:#fff;padding:12px 28px;border-radius:6px;text-decoration:none}
section{padding:72px 0}section h2{font-size:28px;color:#0b3d66;margin-bottom:8px}
.sub{color:#667;margin-bottom:36px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:20px}
.card{border:1px solid #e5e9f0;border-radius:10px;padding:24px;background:#fff}
.card h3{color:#0b3d66;margin-bottom:8px;font-size:18px}
.alt{background:#f5f8fb}
ol.steps{padding-left:20px}ol.steps li{margin-bottom:10px}
.note{font-size:14px;color:#667;margin-top:20px}
footer{background:#0b2a45;color:#cfd8e3;padding:28px 0;font-size:14px;text-align:center}
a.mail{color:#145a8d;font-weight:600}